Most owners ask which Xero forecasting tool is best. The honest answer is that it depends on what you are trying to see.

Remote work overseas can trigger foreign tax registration, local payroll withholding, visa breaches, insurance gaps, and a risk most Perth business owners have never heard of: a permanent establishment in another country.

The proposed Div 296 rules are intended to apply from 1 July 2026. For the 2026–27 financial year, the relevant total superannuation balance test is applied at 30 June 2027. After that transitional year, the regime is intended to move to a greater-of-opening-or-closing-balance test.

For many self-managed super fund members, Division 296 has become a real concern. That is especially the case where the SMSF is tied up in assets that have grown in value over time. Farmers, business owners and long-term SMSF trustees often do not think of themselves as sitting in a high-balance superannuation category in the same way as someone with a large listed share portfolio. That is especially so where the asset is something like farmland, which may never be sold and converted to cash.